The "Mortgage Rebate Program" Banks Don't Want You to Know About

The greatest mortgage reduction program in US History expires in 2016

capitolWhen homeowners visit the official HARP Approval Website, they may be surprised to find out they qualify for a plan that offers them shockingly low interest rates and reduced mortgage payments

Still unknown to many, this brilliant government program called the Home Affordable Refinance Plan (HARP) could benefit millions of Americans and reduce monthly payments by as much as $3,512 each year.

Homeowners have even used HARP to eliminate up to 15 years of mortgage payments! You could bet the banks aren’t too thrilled about losing all that profit and might secretly hope homeowners don’t find out before time runs out.

So while the banks happily wait for this program to end, the government is doing absolutely nothing to extend the program and cut mortgage payments. The program is set to expire in 2016, but the good news though is that once you’re in, you’re in. If lowering your payments, paying off your mortgage faster, and even taking some cash out would help you, it’s vital you act now.

What is HARP?

HARP is a special government program to help homeowners take advantage of today’s record-low interest rates. If your mortgage balance is less than $625,000 and you’ve continued to make your payments on time, there’s a good chance that you can reduce your payment. Remember, HARP expires at the end of the year.  Now is the time to See if You Qualify >>

Where Do You Start?

Step One: Click your state on the map to instantly check your eligibility for free

Step Two: Once you answer 5 simple questions, you will have the opportunity to review the savings for your home.

Please Select a State:


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(1) Average savings of $82 per week, for 52 weeks. For more details, please read the research provided by Fannie Mae.


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Mortgage Lenders are constantly changing their policies in your state to meet demand and manage risk. Affiliated comparison sites can give you access to today’s most competitive rates in your state. Example savings illustrated above is for demonstration purposes only and results will vary based on your individual qualifications which may be associated with your home’s loan-to-value, home type, city and state where the home is located as well as other factors including but not limited to credit scores, employment history, residency type and other factors.